The Bulgarian claimant took a private tenancy with the landlord in August 2007. She was a joint tenant with her daughter, and also with another person although she was unaware of this before the start of the tenancy.

The tenants jointly paid a deposit of £600, but the landlord did not notify any of the tenants that he had deposited the money in any of the statutory Schemes at any time.

The landlord served notice on the tenants at the beginning of October 2007, but the notice was

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