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Question Title: Fire damage
| Question: 45 |
| The tenant had a fire in the property caused by the tenant's son, (aged 15), playing with a lighter. A clause referring to fire damage is included in the tenancy agreement. Tenants' contents insurance has paid for replacement furniture but will not pay for smoke-damaged doors, and neither will the landlord's buildings insurer. The landlord is claiming the tenant was negligent.
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| Answer: |
| From the information provided it appears the tenant has a liability to pay for the reinstatement of the doors. Negligence is always a contentious issue and our advice to landlords would be to ensure they inform their contents and buildings insurer that the property is tenanted and that adequate provision is made for accidental or negligent acts within the policy document.
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References:
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Pages:
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Hyperlinks:
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Letting Handbook |
Chapter 11 |
letting-handbook-and-factsheets.html
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For more information, discuss on the Forum
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