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Question Title: Credit probs caused by tenants council tax arrears
| Question: 325 |
| One of my landlords went out to buy a computer and was refused credit. There was apparently some problem with Council Tax payments for a tenant who used to live in the basement flat at the landlord's house. It would appear that the local authority couldn't understand that they were separate properties and tried to claim the Council tax for both properties from the tenant. What can the landlord do?
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| Answer: |
| Your landlord has a right under the Consumer Credit Act 1974 and the Data Protection Act 1998 to see what information credit reference agencies hold on him for a fee of just £2.00. Further information on how to do this is available in a leaflet called "No Credit" available from your local Citizens Advice Bureau or from the Data Protection Registrar at No Credit Leaflet, PO Box 99, Nelson BB9 8GS or by phoning 0870 44 21 211. Information is also available on their web site at www.dpr.gov.uk. The landlord also has the right to have the record amended if either it contains information about other people with whom you have no financial connection or if the information it contains is incorrect. This should enable your landlord to rectify the mistake that has been made.
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References:
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Hyperlinks:
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Letting Handbook |
14-17 |
letting-handbook-and-factsheets.html
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For more information, discuss on the Forum
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